Philosophy of religion?

My philosophy is that there are two types of religion. One in which people have personal belief systems both moral/ethical and with respect to the nature of reality and their environment and the good sense and culture to treasure them as personal beliefs.

And then there are those who are self-annointed, self-righteous hypocrites that use people's inate "need" to know the answers to life's big questions to parasitize them for their personal financial gain.

Just once I'd like to find someone publicly proclaiming they have all of the answers with one hand who isn't holding out the other hand asking for money and the power to offer up advice on how you could improve yourself if you just did what they want you to do.

Let me give you a perfect example. We have a troll here in this group selling fuzzy thinking and vague ideas, on subjects of which he is truly as ignorant as my cat. He tries to quote authorless scripture he has never read with one hand while asking for money with the other.

And anyone who actually looks into the so-called Reverend's background quickly discovers that his actual skill set is as a hypnotherapist (well if that doesn't qualify him to speak about and for god I can't imagine what would).
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DA Morgan