ANYONE IN THIS FORUM TRAINED IN ECONOMICS?
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If so, are you aware of the work of Hazel Henderson https://fp.auburn.edu/tann/hazel/index.htm
Read her and you will know why we all need to understand more that we do about the nature and function of money. You will learn how this useful tool has been wrongly used to create the present debt-based fiat money system, which is no friend of democracy. We desperately need a democratic monetary system. Without it we will never have freedom and justice for all.

A DIVIDEND-BASED, NOT DEBT-BASED, SYSTEM IS NEEDED
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What is needed is a dividend-based system--one that is a wealth-creating. With it, the present sub-prime mortgage crisis would have been avoided. It is no wonder that the term 'mortgage' literally means 'death pledge (gamble)'. And note how closely bond is related to bondage.

A dividend system--as outlined in Matthew 25--encourages people with money to invest it in helping people help themselves, not place them in bondage.

Are you aware that the fiat and debt-based system allows central banks to create and loan out money that they do not really have?
The Bank of Canada and the American Federal Reserve Banks are tools of the commercial banks. When their actions get us in economic debt who do you think is responsible for picking up the tab? We, the taxpayers.