Our system is similar to that in Canada I believe. No system can ever be perfect because the people for whom it is designed are imperfect, as indeed we all are.

You continue to be amazed that people from what you describe as "wealthy families" have problems conforming to society's mores. I am merely suggesting that money is not the answer to the problems that haunt the more deeply troubled amongst us, and I reject the term "poverty minded" as I have no idea what it means and I think it sounds an unpleasantly judgmental phrase.